Many churches and Christian nonprofits still offer practical debt help - budgeting, creditor negotiation, housing counseling referrals, and group money-education programs. Services are often free or low-cost and combine financial tools with pastoral support.
Jan Marini Skin Research offers ingredient-focused skincare programs - glycolic resurfacing, vitamin C antioxidants, age-targeted serums, and therapeutic retinoid-based treatments - typically sold through clinicians and medspas.
Practical, updated options to reduce and manage credit card debt: nonprofit credit counseling, consolidation loans, debt settlement, and when bankruptcy may be appropriate. Verify providers and watch for scams.
Cut impulse buys, stop adding new charges, and direct extra payments toward one card each month. Pay at least the minimum plus finance charges and prioritize the highest-interest balance to reduce credit card debt faster.
Stock investment means buying shares to own part of a company. Stocks provide capital to businesses and offer potential income and growth to investors, but they carry market risk. Diversification, time horizon, and informed planning help manage that risk.