HTH (HTH Worldwide) has historically offered travel and international health insurance for short trips, extended stays, and students. Typical features include global provider networks, emergency evacuation, and student-specific plans. Coverage terms, plan names, and network arrangements can change, so verify current details - such as which countries are covered, plan names, direct-billing options, and claims procedures - directly with the insurer or an authorized broker before purchasing.

What HTH offers

HTH (often referred to as HTH Worldwide) provides travel and international health insurance options aimed at travelers on short visits, extended stays, and students studying abroad. Plans target individuals and families and are designed to cover outpatient and inpatient care while traveling outside a traveler's home country, with some plans that also include coverage inside the United States.

Plan highlights

HTH has traditionally marketed distinct plan types for different traveler needs. These have included a global coverage plan that gives access to a contracted network of hospitals and providers, a gap-style plan focused primarily on accident and emergency medical protection, and student-focused plans for people studying abroad. Exact plan names and availability may have changed since the original descriptions. 1

Many of these plans have included features such as emergency medical evacuation, repatriation, and options for direct payment to providers when using an in-network facility. The scope and limits of those benefits depend on the chosen plan and the policy terms. 2

How claims and support work

HTH has offered telephone support and online member tools for locating providers, submitting claims, and reviewing policy documents. In-network direct-billing arrangements have been used in some regions to reduce out-of-pocket costs for members; outside a network, members typically submit claims for reimbursement according to their policy. Verify current support channels and claim procedures before travel. 3

Choosing the right plan

  • For short trips: look for plans that include emergency medical coverage and evacuation.
  • For extended stays: confirm coverage limits, whether coverage extends to the United States, and any required enrollment periods.
  • For students: check whether the student plan covers academic-related travel, pre-existing conditions, and how the insurer handles school-required coverage.
Always read the policy wording for exclusions, waiting periods, and pre-existing condition rules. Contract terms, network hospitals, and claim procedures can change, so confirm details directly with the insurer or an authorized broker before purchasing. 4

Bottom line

HTH has been a recognizable name in international travel and student health insurance, offering a range of plans that historically addressed short trips, long stays, and study-abroad needs. Because names, plan details, and network arrangements can change, verify current product names, covered countries, benefits (including emergency evacuation), and claims processes with the company or a licensed agent before you travel. 5

  1. Confirm current company branding and operating name for HTH (e.g., HTH Worldwide or replacement/parent company).
  2. Verify current plan names offered (e.g., whether 'Global Citizen', 'Travel Gap', 'International Study' are active offerings).
  3. Confirm the number of countries covered and the scope of the provider network (the original cited 'over 160 countries').
  4. Verify whether direct payment to providers (in-network direct-billing) is available and for which plans/regions.
  5. Confirm availability and specific terms of emergency medical evacuation benefits across current plans.
  6. Verify current customer support channels (phone numbers, online portals) and claim submission procedures.

FAQs about Hth Travel Insurance

Does HTH cover emergency medical evacuation?
Many HTH plans have included emergency medical evacuation as a benefit, but availability and limits depend on the specific plan. Confirm whether evacuation is included for the plan you are considering and what triggers the benefit.
Are there plans specifically for students studying abroad?
HTH has offered student-focused international health plans designed for study-abroad programs. These plans typically address extended stays and academic-related needs, but exact coverages and eligibility rules vary by plan and region. Verify current student plan details before enrolling.
Can providers be paid directly by HTH?
Some HTH plans historically used in-network arrangements that allow direct payment to contracted providers. Outside networks, members usually pay and seek reimbursement. Check current in-network arrangements and payment procedures for the policy you choose.
How do I file a claim or get help while abroad?
HTH has offered telephone support and online member portals for claims and provider lookup. Confirm up-to-date emergency contact numbers and online claim submission procedures before travel.

News about Hth Travel Insurance

10 Best Travel Insurance Companies For 2026 - Forbes [Visit Site | Read More]

HTH Travel Insurance Review: Is It Worth the Cost? - NerdWallet [Visit Site | Read More]

7 Best Travel Insurance Companies of February 2026 - money.com [Visit Site | Read More]

HTH Travel Insurance — Is It Worth It? [2024] - Upgraded Points [Visit Site | Read More]

Best Medical Travel Insurance Companies of 2026 - U.S. News & World Report [Visit Site | Read More]

Top 5 Best Travel Insurance Companies For January 2026 - Travel Off Path [Visit Site | Read More]

HTH Worldwide Travel Insurance 2025 Review: Pros, Cons and Alternatives - Business Insider [Visit Site | Read More]

U.S. News & World Report Announces the 2026 Best Travel Insurance Companies - Yahoo Finance [Visit Site | Read More]