Deposit slips still help banks record and process deposits, but mobile deposits and modern ATMs have reduced the need for paper slips. Choose between preprinted (personalized), generic (blank), or booklet-style slips based on convenience and cost. Always check your bank's specific rules for endorsements, ATM requirements, and whether paper slips are necessary.

What a deposit slip does

A deposit slip records the amounts you deposit and helps the bank credit those funds to your account. It typically itemizes cash, coin, and checks so the teller or ATM can process each part correctly.

Types of deposit slips

Personalized (preprinted)

Many checkbooks include preprinted deposit slips with your name and account number. They save time and reduce handwriting errors when you make routine deposits.

Generic (blank)

Generic slips are blank; you write your name and account information each time. They're handy if you don't want preprinted details or if you don't have a checkbook on hand.

Booklet-style slips

Booklet slips come in tear-out pages, usually with multiple slips per sheet. You can order these preprinted or buy blank booklets. They're useful if you make frequent in-person deposits.

Where deposit slips still matter

  • At teller windows: deposit slips help the teller itemize and verify cash or checks.
  • At some ATMs: depending on the ATM, you may need to complete a slip or follow on-screen prompts; many modern ATMs accept deposits without envelopes.
However, you may not need a paper slip if you use mobile check deposit. Most banks offer a smartphone app that lets you deposit checks by photographing them and entering the amount. Mobile deposit and envelope-free ATMs have reduced reliance on paper slips, but institutions vary in what they accept.

Endorsements and bank rules

Banks commonly require you to endorse the back of checks before deposit. Some ask you to write "For Deposit Only" and your account number; others accept a simple signature. Policies vary by bank and by deposit channel (teller, ATM, mobile). Always check your bank's current endorsement guidance before depositing checks.

Cost and convenience trade-offs

Blank slips in the bank lobby are free and useful if you visit infrequently. Preprinted slips save time but may cost extra if you order them from a printer or your bank. If you make many deposits, preprinting can be a practical time-saver; if you deposit rarely, using bank-provided slips or mobile deposit may be cheaper.

Practical checklist before you deposit

  • Confirm whether your bank accepts generic slips or requires preprinted ones.
  • Ask about ATM envelope requirements vs. envelope-free ATMs.
  • Learn your bank's endorsement rules for checks and mobile deposits.
  • Consider mobile deposit for small or remote deposits.
If you're unsure about any of the above, contact your bank - policies differ between institutions and can change over time.

FAQs about Checks Deposit Slips

Do I always need a deposit slip?
Not always. Tellers often accept deposit slips, but many ATMs and mobile deposit services let you deposit checks without a paper slip. Check your bank's policies.
Should I use preprinted or blank deposit slips?
Preprinted slips save time and reduce errors; blank slips are free and flexible. If you make frequent deposits, preprinted may be worth the cost; otherwise, use bank-provided slips or mobile deposit.
How should I endorse a check for deposit?
Endorse the back of the check as your bank requires - often a signature or "For Deposit Only" plus your account number. Confirm your bank's specific endorsement rules.
Are booklet-style deposit slips useful?
Yes, booklet slips are convenient if you deposit in person frequently. You can order them preprinted or buy blank booklets to fill out as needed.

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