0 Percent Credit Card
0% introductory APRs can save interest for short-term financing, but they are temporary and often come with fees. Read the terms, plan repayment, and compare total costs before you apply.
Secured Credit Card
Secured credit cards require a refundable deposit as collateral. They can help build credit, but fees, APRs, reporting, and graduation policies vary - ask specific questions before you apply.
Zero Interest Credit Cards
Use 0% introductory APR offers and secured cards to build or rebuild credit - pay on time, watch fees, and plan for the end of the promo period.