Broker Fee
Mortgage brokers charge fees for arranging loans. Learn how broker compensation works today, which fees are common, how to compare Loan Estimates, and when to negotiate or walk away.
Penguin Stuff
Practical, modern advice for building a penguin-themed collection: buy what you love, budget carefully, check condition and provenance, favor quality over quantity, keep records, and enjoy the hunt.
Estate Planning Binders
A practical guide to building and maintaining an estate planning binder - what to include, how to secure both physical and digital records, and when to update them.
American Pacific Mortgage
Overview of American Pacific Mortgage as an independent mortgage broker, common loan types, the modern online loan process, and what borrowers should verify before applying.