Consolidating multiple debts into a single loan or balance-transfer card can simplify payments and sometimes lower costs. Citibank, as a major bank, often provides consolidation routes - but compare offers, watch fees, and verify current product availability.
Consolidation companies and a range of lenders help combine multiple debts into one payment. We explain methods, benefits, risks, and how to choose the right option in 2025.
Consolidation loans combine multiple debts into one payment to simplify budgeting and potentially lower monthly costs. They can help manage cash flow but may increase total interest or require collateral. Compare rates, fees, and terms before you consolidate.