Rising costs push many families toward two incomes. Remote and freelance work - virtual assistance, writing, data entry, tutoring and more - offers flexible ways parents can earn from home. Start small, vet opportunities, and treat home work like a business.
Small businesses facing cash-flow or credit problems can regain stability with commercial credit counseling. Learn where to find qualified counselors, what to expect, and how to vet providers.
A faith-based counselor helped a couple negotiate lower balances, reduce interest and fees, and consolidate payments. Today similar outcomes are available through nonprofit debt management plans, debt settlement, or consolidation loans - each with trade-offs. Vet providers and ask how services affect your credit.