Employer-sponsored short-term and long-term disability insurance replaces part of your income during medical leaves. Review plan details - benefit level, waiting period, duration, and who pays premiums - to understand how coverage protects your household budget.
Short-term disability insurance replaces part of your income for a limited time after illness or injury. For self-employed people, it helps cover essential bills during recovery. Compare benefit amount, waiting period, benefit length, riders and exclusions before you buy.
Disability insurance replaces part of your income if illness or injury prevents you from working. Compare short-term vs long-term, group vs individual, key policy features, premiums drivers, and tax rules before you buy.
Self-employed workers can - and often should - buy disability insurance. Prioritize own-occupation definitions, choose elimination and benefit periods that match your savings, and consider business-overhead coverage to protect ongoing expenses.
Individual disability insurance replaces part of your income when illness or injury prevents work. Compare definitions, benefit periods, and riders - don't pick coverage on price alone.
Nursing home insurance is part of the broader long-term care insurance family. Modern policies cover home care, assisted living, respite care and nursing homes, and come with choices like per-diem vs pooled benefits, elimination periods, and inflation protection.
Disability insurance replaces part of your income if illness or injury prevents you from working. Compare short-term and long-term plans by benefit amount, elimination period, and the policy's definition of disability.