Insurance agents connect clients with life, health, property, and auto policies, handle sales and servicing, and increasingly use digital tools and cross-selling to offer broader financial protection. Licensing, compliance, and modern tech shape the role.
How an investment advisor translates your goals into a plan, what questions they'll ask, how they charge, and how to verify credentials.
Penny stocks are low-priced, small-company shares often trading OTC or on junior markets. They can offer big percentage gains but carry heightened risks: manipulation, illiquidity, limited disclosure, and higher trading costs.
A broker connects buyers and sellers, negotiates deals, and typically earns a commission. Today's brokers work across real estate, securities, insurance and online marketplaces. Verify licenses, understand fees, and get written terms before you hire one.
Understand common broker misconduct - unsuitability, overconcentration, churning, unauthorized trades, and misrepresentation - how the regulatory landscape has changed since 2020, how to spot red flags, and practical steps to report and seek recovery.