Compare dental plans, networks, waiting periods, and alternatives like discount plans or paying out-of-pocket. Confirm your dentist participates, review annual maximums and missing-tooth exclusions, and weigh predictable premiums against likely dental needs.
Cosmetic dentistry costs vary widely because of materials, specialists, and preparatory work. Typical ranges: whitening $300-$1,000; veneers $900-$2,500 per tooth; implants commonly $3,000-$6,000 per tooth. Insurance usually excludes purely cosmetic treatments. Consider prioritizing function, comparing materials, phased plans, HSAs/FSAs, financing, and dental schools to manage costs.
Outsourcing employee benefits gives small and mid-size employers scale, compliance support, and modern administration - covering medical, voluntary benefits, HSAs/FSAs, COBRA, ACA reporting, and integrations with payroll and HR systems.