Dental "full coverage" usually means tiered benefits with annual maximums, waiting periods, and varying premiums. Understand annual limits, coverage percentages, and alternatives before choosing a plan.
Braces and clear-aligner treatment can be costly. Today families combine employer dental plans, HSAs/FSAs, discount programs, and office financing to manage orthodontic expenses. Know plan rules - waiting periods, lifetime caps, and network restrictions - before committing.
Dental implants are often classified as "major" dental services and can have waiting periods, cost-sharing, and annual limits. Get a written treatment plan, check pre-authorization and exclusions, and compare employer vs individual plans, discount programs, and FSA/HSA options before you commit.