Low-income loans can help when chosen carefully. Compare offers, keep the funds dedicated to a clear purpose, watch fees and insurance, and prioritize on-time repayment to protect your finances and credit.
In 2006 NextStudent outsourced its student loan consolidation processing to Affiliated Computer Services (ACS) to reduce paperwork and speed applications. ACS - later acquired by Xerox and spun off as Conduent - provided electronic application workflows and servicing that let NextStudent scale operations. The core benefits of outsourcing remain relevant today, though servicers now use more modern, cloud-based tools and face tighter regulatory expectations.