Credit Counseling California
Practical guidance on finding reputable credit counseling in California: nonprofit vs. for-profit options, vetting questions, what to expect from sessions, and how to prepare.
Credit Counseling Colorado
A modern overview of nonprofit credit counseling in Colorado: how debt management plans work, what to expect, what to bring, and how to choose an accredited agency.
Debt Consolidation Agency
Debt consolidation agencies can simplify multiple payments and reduce interest, but they're a tool - not a cure. Pair consolidation with counseling and behavioral change to achieve lasting debt relief.