A life settlement is the sale of a life insurance policy to a third party for a cash lump sum. It can free up funds for retirement, debt, or care needs, but affects estate value, benefits eligibility, and may have tax consequences.
An updated overview of Prudential disability insurance in 2025: what disability policies cover, what to check in a Prudential contract, common causes of disability, and how to handle claim disputes.
Buildings insurance (also called dwelling coverage) protects a structure from damage and loss. Know the difference between replacement cost and actual cash value, watch exclusions like flood and earthquake, and keep your policy and records up to date.
How Banner Life Insurance helps families after a death: what a death benefit can cover, how claims are filed, and practical steps beneficiaries should take.