Landlord insurance protects the building - not your stuff. Renters insurance covers personal property, liability, and additional living expenses. Learn the difference between replacement cost and actual cash value, how to pick limits and deductibles, and practical steps to document your belongings and file a claim.
Practical guidance for finding an apartment in Miami: location, flood and hurricane considerations, lease terms, pet and parking policies, and modern search methods.
Liability for visitor injuries on rented property depends on who controlled the hazard, what they knew, and lease and local-law duties. Negligence, recklessness, and willfulness guide most decisions; tenants and landlords can reduce risk by documenting hazards, maintaining systems, and carrying insurance.