Landlord insurance protects the building - not your stuff. Renters insurance covers personal property, liability, and additional living expenses. Learn the difference between replacement cost and actual cash value, how to pick limits and deductibles, and practical steps to document your belongings and file a claim.
Buildings insurance (also called dwelling coverage) protects a structure from damage and loss. Know the difference between replacement cost and actual cash value, watch exclusions like flood and earthquake, and keep your policy and records up to date.
Park home insurance (manufactured or mobile home insurance) covers the structure and belongings of a residence in a trailer park. Understand typical coverages, common exclusions like flood and earthquake, and the endorsements you may need.