Online trading in 2025 gives investors low-cost access to stocks, ETFs, bonds, and more. Understand the differences between penny stocks, blue chips, futures, and foreign markets, and use research and risk management to trade safely.
Penny stocks trade below $5 per share and often run on thin markets. Choose a broker that supports OTC venues, do strict due diligence, use limit orders, and only risk what you can afford to lose.
Money market funds offer liquid, low-volatility exposure to short-term debt. They're useful for emergency cash and short-term parking of funds, but are not FDIC-insured and carry some inflation and credit risk.
How an investment advisor translates your goals into a plan, what questions they'll ask, how they charge, and how to verify credentials.
Penny stocks are low-priced, small-company shares often trading OTC or on junior markets. They can offer big percentage gains but carry heightened risks: manipulation, illiquidity, limited disclosure, and higher trading costs.
Stock investment means buying shares to own part of a company. Stocks provide capital to businesses and offer potential income and growth to investors, but they carry market risk. Diversification, time horizon, and informed planning help manage that risk.
Penny stocks - generally securities trading under $5 - are low-priced, often OTC-traded shares with high volatility, limited disclosure, and elevated risk. Use limit orders, small position sizes, and thorough research if you decide to trade them.
Understand common broker misconduct - unsuitability, overconcentration, churning, unauthorized trades, and misrepresentation - how the regulatory landscape has changed since 2020, how to spot red flags, and practical steps to report and seek recovery.