Money market funds offer liquid, low-volatility exposure to short-term debt. They're useful for emergency cash and short-term parking of funds, but are not FDIC-insured and carry some inflation and credit risk.
How an investment advisor translates your goals into a plan, what questions they'll ask, how they charge, and how to verify credentials.
Penny stocks are low-priced, small-company shares often trading OTC or on junior markets. They can offer big percentage gains but carry heightened risks: manipulation, illiquidity, limited disclosure, and higher trading costs.
Stock investment means buying shares to own part of a company. Stocks provide capital to businesses and offer potential income and growth to investors, but they carry market risk. Diversification, time horizon, and informed planning help manage that risk.
Penny stocks - generally securities trading under $5 - are low-priced, often OTC-traded shares with high volatility, limited disclosure, and elevated risk. Use limit orders, small position sizes, and thorough research if you decide to trade them.
Understand common broker misconduct - unsuitability, overconcentration, churning, unauthorized trades, and misrepresentation - how the regulatory landscape has changed since 2020, how to spot red flags, and practical steps to report and seek recovery.