A secured credit card from Capital One requires a refundable deposit and can help rebuild credit if you make on-time payments and keep utilization low. Confirm current deposit options, fees, APR, and bureau reporting before applying.
Secured credit cards require a refundable deposit as collateral. They can help build credit, but fees, APRs, reporting, and graduation policies vary - ask specific questions before you apply.
Prepaid cards let you spend only the money you load, require no credit check, and work well for parents teaching kids or for people without bank accounts. They do not build credit; compare fees and features before choosing one.
A modernized look at HouseholdBank-era credit-card services: secured-card basics, online PDF statements, variable rates tied to prime, and updated account security (TLS, MFA, EMV). Verify current issuer and specific terms before applying.
Use 0% introductory APR offers and secured cards to build or rebuild credit - pay on time, watch fees, and plan for the end of the promo period.