ACS was a major student loan servicer in the 2000s. After Xerox bought ACS in 2010 and the Conduent spin-off in 2017, servicing responsibilities moved. Borrowers with legacy ACS accounts should confirm their current servicer and loan details.
Before enrolling in an online theology program, verify accreditation (CHEA/US DOE/ATS), confirm doctrinal and practical fit, beware diploma mills, ensure the school lists a physical address and contact channels, and check whether employers or denominational bodies will accept the degree.
A practical guide to choosing an online bachelor's degree: check recognized accreditation, financial aid participation, licensure alignment, transfer rules, cost, and employer perception.