Senior life insurance still has practical uses: final-expense coverage, modest permanent policies, and options like guaranteed-issue plans or life settlements for those who can't or don't want to continue premium payments.
Short-term disability insurance replaces part of your income for a limited time after illness or injury. For self-employed people, it helps cover essential bills during recovery. Compare benefit amount, waiting period, benefit length, riders and exclusions before you buy.
Overview of American Pacific Mortgage as an independent mortgage broker, common loan types, the modern online loan process, and what borrowers should verify before applying.
If you're self-employed, between jobs, or lack employer coverage, an individual health plan reduces financial risk from accidents, chronic illness, and surprise hospital bills. Learn what modern plans cover, how the Affordable Care Act changed underwriting, and practical ways to shop for and lower costs.
Life insurance provides cash to cover funeral bills, debts, and estate costs. Banner Life is known for term coverage but buyers should compare quotes, underwriting, and current company details before choosing a policy.