The Disney Vacation Club uses a points-based ownership system. Buyers can purchase points directly from Disney or on the resale market, often at lower per-point prices. Resales require attention to annual dues, closing and transfer costs, and Disney's Right of First Refusal, all of which affect timeline and final cost. Use an experienced resale broker, confirm which benefits transfer, and compare the total landed cost before buying.

How DVC works today

The Disney Vacation Club (DVC) uses a points-based ownership model rather than selling fixed weeks. Owners purchase an allotment of points they spend on resort stays, room types and seasons. Points-based membership gives flexibility: you can use points any time of year (subject to availability) and tailor how many points you buy to match your travel habits.

Buying direct versus buying resale

You can buy points directly from Disney or buy previously owned points on the resale market. Resales are individual owners or brokerage firms listing their DVC points for transfer to new owners. Resale prices are typically lower than developer prices, but exact savings fluctuate with market supply and the resort attached to the contract.

What to watch on resale listings

  • Annual dues: DVC owners pay yearly maintenance fees prorated at transfer. Factor these into total cost.
  • Closing and transfer costs: Resales include closing costs and title/transfer fees. Typical transfer-related fees vary; verify current amounts with a broker or title company before buying.
  • Right of first refusal (ROFR): Disney generally retains a ROFR on resales and may review the contract. If Disney exercises that right, it can buy the contract instead of allowing the transfer. The developer review period affects the timeline. 1
  • Points minimums: Direct purchases historically had a minimum required allotment; resale listings often allow buyers to purchase smaller blocks. Check the current minimums for direct purchase and typical minimums offered on resale. 2

Timeline and risks

A resale transaction typically takes longer than a straightforward retail purchase because of contract review, title work and cooperation between seller, buyer and resort (or developer). During that time, annual dues and resort policies continue to apply to the contract. Resale buyers should confirm exactly which membership benefits transfer with the contract, since certain developer promotions or direct-sale incentives may not apply to resale buyers. 3

Practical tips

  • Use an experienced DVC resale broker or licensed closing agent to handle paperwork and fees.
  • Compare the full landed cost (purchase price + closing + prorated dues) against direct-sale offers.
  • Confirm resort-specific restrictions and use rules (home resort priority, booking windows, and any transfer limitations).
Buying resale points can lower upfront cost and let you buy smaller blocks, but it requires due diligence on fees, timelines and the developer's review process. Selling is possible too, but market timing, fees and ROFR influence net proceeds.
  1. Confirm current minimum point purchase requirements for direct sales and typical minimums available on resale listings (e.g., whether 150 points direct minimum and 25 points resale minimum still apply).
  2. Verify typical per-point savings on resale versus direct purchase as of 2025 (previous articles cited $5-$10 per point; update with current market data).
  3. Confirm current ROFR process and exact review window (how long Disney takes to exercise ROFR and any recent policy changes).
  4. Confirm typical closing and transfer cost ranges for DVC resales in 2025 (including title fees and any developer transfer fees).
  5. Verify whether any developer-only promotions or purchase incentives remain restricted to direct purchases and which specific benefits do not transfer with resales.

FAQs about Disney Vacation Club Resales

Can resale buyers use points the same way as direct buyers?
Yes - resale buyers generally receive the same point usage rights and are responsible for annual dues, but confirm resort-specific rules and whether any developer-only promotions apply to direct purchases, as those can differ.
Does Disney review resale contracts?
Yes. Disney commonly exercises a Right of First Refusal (ROFR) on resale contracts and will review offers before final transfer, which can delay closing.
Are resale purchases always cheaper than buying direct?
Resale transactions typically have a lower per-point purchase price, but total savings depend on closing costs, pro-rated dues and which resort/contract you buy.
How long does a resale sale usually take?
Resale closings take longer than direct purchases because of ROFR review, title work and coordination among parties. Expect additional processing time compared with a retail sale.
Should I use a broker for a DVC resale?
Yes. An experienced DVC resale broker or licensed closing agent can manage paperwork, estimate fees and coordinate with the developer and title company.

News about Disney Vacation Club Resales

Disney Vacation Club: What to Know - NerdWallet [Visit Site | Read More]

Buying DVC Directly vs. Resale: Math & Benefits - Disney Tourist Blog [Visit Site | Read More]

What Are The Best Options For DVC Resale? - AllEars.Net [Visit Site | Read More]

Is Disney Vacation Club Worth It? - NerdWallet [Visit Site | Read More]