Debt Consolidation

Christian Debt Consolidation

A faith-based counselor helped a couple negotiate lower balances, reduce interest and fees, and consolidate payments. Today similar outcomes are available through nonprofit debt management plans, debt settlement, or consolidation loans - each with trade-offs. Vet providers and ask how services affect your credit.

Consolidation Company

Consolidation companies and a range of lenders help combine multiple debts into one payment. We explain methods, benefits, risks, and how to choose the right option in 2025.

Direct Consolidation Loans

Consolidation loans combine multiple debts into one payment to simplify budgeting and potentially lower monthly costs. They can help manage cash flow but may increase total interest or require collateral. Compare rates, fees, and terms before you consolidate.