Dental insurance can lower costs but varies by caps, waiting periods, networks, and exclusions. Learn what to check - annual maximums, deductibles, allowed amounts, prior authorization, and coordination of benefits - before you buy.
Buildings insurance (also called dwelling coverage) protects a structure from damage and loss. Know the difference between replacement cost and actual cash value, watch exclusions like flood and earthquake, and keep your policy and records up to date.
Get at least four quotes and compare coverage details - not just price. Focus on limits, exclusions, pre-existing condition rules, deductibles, and claims process when choosing pet insurance.
A practical guide to pedigree dog insurance: what common policy types cover, how reimbursements and limits work, and key questions to ask before you buy.
If you're self-employed, between jobs, or lack employer coverage, an individual health plan reduces financial risk from accidents, chronic illness, and surprise hospital bills. Learn what modern plans cover, how the Affordable Care Act changed underwriting, and practical ways to shop for and lower costs.
Dental insurance reduces out-of-pocket dental costs and protects against larger bills. Blue Cross Blue Shield affiliates offer a range of dental plans - coverage, costs, and networks vary by region, so confirm provider networks, waiting periods, and policy details before enrolling.