Financing commercial kitchen equipment is common for new restaurants. Compare loans, leases, manufacturer offers, and SBA options; factor in total cost, maintenance, and tax effects before borrowing.
Third-party merchant solutions - PayFacs, aggregators, and merchant cash advances - can get you processing quickly, but they often cost more and can strain cash flow. Read contracts, compare alternatives, and model repayment impacts before you sign.
Businesses with poor credit can still access funding through higher-cost loans, collateralized financing, equity deals, and alternative lenders. Compare costs, understand risks like personal guarantees, and plan to improve credit to refinance later.